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    Dispute Strategies & Letters

    How to Dispute Items with Equifax: Complete Guide

    By Credit Booster Team | Published April 10, 2026 | Updated April 11, 2026

    Step-by-step instructions for filing disputes with Equifax online, by mail, and by phone. Step-by-step guide from Credit Booster credit specialists.

    Disputing with Equifax

    Method 1: Online

  1. Go to equifax.com/personal/disputes
  2. Create or sign into your account
  3. Select the item(s) to dispute
  4. Choose your reason
  5. Upload supporting documents
  6. Submit

    7. Method 2: By Mail (Recommended)

    Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256

    Why mail is better: Creates a paper trail, harder for them to use generic responses, certified mail proves delivery.

    Method 3: By Phone

    (866) 349-5191

    What Equifax Must Do

  7. Investigate within 30 days (45 if you send additional info)
  8. Forward your dispute to the data furnisher
  9. Review all relevant information you provide
  10. Remove or modify inaccurate information
  11. Send you written results

    12. Pro Tips for Equifax Disputes

  12. Equifax tends to be more responsive to detailed disputes
  13. Always include your Equifax file number
  14. Reference specific sections of the FCRA

    15. AK

    Written by

    Alexander Katsman

    Credit & Finance Expert

    Alexander Katsman has since 2009 of experience in the credit and finance industry. He has helped thousands of clients improve their credit scores and secure financing for their businesses.

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