Credit Laws & Rights
Browse all credit laws & rights articles and guides.
Fair Credit Reporting Act (FCRA): Your Complete Rights Guide
Understanding fair credit reporting act (fcra): your complete rights guide, your legal rights and how to use them in credit repair.
Fair Debt Collection Practices Act (FDCPA): Know Your Rights
Understanding fair debt collection practices act (fdcpa): know your rights, your legal rights and how to use them in credit repair.
Credit Repair Organizations Act (CROA): What It Means for You
Understanding credit repair organizations act (croa): what it means for you, your legal rights and how to use them in credit repair.
Credit Laws by State: A Complete Overview
Understanding credit laws by state: a complete overview, your legal rights and how to use them in credit repair.
FCRA Section 611: Your Right to Dispute
Understanding fcra section 611: your right to dispute, your legal rights and how to use them in credit repair.
FCRA Section 609: Your Right to Disclosure
Section 609 of the FCRA gives you the right to request your credit file. Learn how to use disclosure requests in your credit repair strategy.
FCRA Section 623: Furnisher Responsibilities
Section 623 holds creditors and collectors accountable for reporting accurate data. Learn how to dispute directly with furnishers.
When Credit Bureaus Violate the FCRA
Credit bureaus violate the FCRA more often than you think. Learn how to identify violations, file complaints, and pursue legal remedies.
State Consumer Protection Laws for Credit
Understanding state consumer protection laws for credit, your legal rights and how to use them in credit repair.
Can Employers Check Your Credit? State Laws Explained
Understanding can employers check your credit? state laws explained, your legal rights and how to use them in credit repair.
Credit Freeze Laws: Your Right to Lock Your Reports
Understanding credit freeze laws: your right to lock your reports, your legal rights and how to use them in credit repair.
Identity Theft Laws and Your Credit Rights
Understanding identity theft laws and your credit rights, your legal rights and how to use them in credit repair.
SCRA: Military Credit Protections Explained
Understanding scra: military credit protections explained, your legal rights and how to use them in credit repair.
Equal Credit Opportunity Act: Fighting Credit Discrimination
Understanding equal credit opportunity act: fighting credit discrimination, your legal rights and how to use them in credit repair.
Taking Credit Bureaus to Small Claims Court
Understanding taking credit bureaus to small claims court, your legal rights and how to use them in credit repair.
Debt Collector Calling About a Debt You Don't Owe?
A debt collector is calling about a debt that isn't yours? Learn your rights under the FDCPA, how to dispute the debt, and how to get it off your credit report.
Medical Debt and Your Credit Score
Remove Collections from Your Credit Report
Medical Debt and Credit: Recent Changes
Your FCRA Rights: A Plain-English Guide to the Fair Credit Reporting Act
The Fair Credit Reporting Act gives you specific, enforceable rights over your credit file. Here's what you can demand, what bureaus must do, and how to sue if they don't.
How to Remove a Repo from Your Credit Report
Trying to remove a repo from your credit report? Here’s exactly when it can be deleted, what the law says, and step‑by‑step strategies that actually work.
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