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Credit Myths Debunked

By Credit Booster Team | Published April 10, 2026 | Updated April 11, 2026

Written by

Alexander Katsman

Credit & Finance Expert

Alexander Katsman has over 18 years of experience in the credit and finance industry. He has helped thousands of clients improve their credit scores and secure financing for their businesses.

Myth: Closing Credit Cards Helps Your Score

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Myth: You Need to Carry a Balance to Build Credit

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