Credit Lock vs Credit Freeze: What's the Difference

Credit Lock vs Credit Freeze: What's the Difference

Protecting your credit is just as important as building it. In today's digital age, your credit information is a prime target.

Key Protection Strategies

Monitor all three credit reports regularly

Set up fraud alerts and credit freezes

Use strong, unique passwords for financial accounts

Enable two-factor authentication everywhere

Review statements monthly

Signs of Credit Fraud

Accounts you don't recognize

Inquiries you didn't authorize

Addresses you've never lived at

Unexpected collection notices

Missing mail or bills

If You're a Victim

Place a fraud alert immediately

File a report with the FTC at IdentityTheft.gov

File a police report

Dispute fraudulent accounts with all three bureaus

Consider an extended fraud alert or credit freeze

CreditBooster includes identity verification as part of our initial scan to ensure your report only contains YOUR information.

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